SAVINGS LOOM IN WAL-MART'S E-CHECKS

BENTONVILLE, Ark. -- A leading industry observer of Wal-Mart said a new pilot the retailer is testing that converts personal checks into electronic payment transactions could end up saving the company a lot of money.Wal-Mart spokesman Tom Williams told SN recently the retailer began testing the new program, provided by Tele-Check, Houston, in major cities in Texas and nine other states. He declined

BENTONVILLE, Ark. -- A leading industry observer of Wal-Mart said a new pilot the retailer is testing that converts personal checks into electronic payment transactions could end up saving the company a lot of money.

Wal-Mart spokesman Tom Williams told SN recently the retailer began testing the new program, provided by Tele-Check, Houston, in major cities in Texas and nine other states. He declined to give exact locations.

"It's something we are testing and generally when we

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